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SAFE BANKING TIPS



SAFE BANKING TIPS




Phishing

Phishing is an attempt by fraudsters to "fish" for your personal and confidential information, like User ID, Password, etc. through e-mails. This information is then used to take money out of your bank account through a funds transfer.

DO's and DON'Ts
  • Always type the website address. Be wary of clicking on links; they could lead to false websites.
  • Do not transact or share confidential data on non-https websites.
  • Do not enter your confidential data in any window that may pop-up while you are carrying out a financial transaction online.
  • Do not open e-mails or attachments in e-mails sent from people you don't know.

Online Scams

Fraudsters send attractive offers through letters, e-mails, calls, SMS messages asking you to deposit money to participate in schemes that "sound too good to be true". Later, they withdraw the money and stop further communication.
Here is a list of the most common frauds:
  • Contests and lotteries that you had not registered for, asking you to make a payment for receiving your prize
  • Emails appearing to have been sent from large corporations, public institutions and regulatory bodies
  • Phone calls or SMSes offering jobs that you had not applied for; intimations of gifts or inheritances supposed to originate from a foreign country, asking you for personal information
  • High-yield investment plans and multi-level marketing schemes offering unealistic returns on investment; please checks the credentials of the person offering these
SIM -SWAP

SIM-Swap involves a fraudster issuing a duplicate SIM card which is registered under your name. With a SIM card that shares the same number, the fraudster can stalk and save your bank related information via Mobile Banking transactions.

HERE ARE A FEW TIPS TO PREVENT A SIM-SWAP:
Enquire with your mobile operator if you have no network connectivity and are not receiving any calls or SMS’ for unusually long periods
Contact your Service Provider immediately as soon as you receive an indication of a probable SIM-Swap
Do not switch off your cell phone in the event you receive numerous unknown calls. It could be a ploy to get you to turn off your phone and prevent you from noticing a tampered network connection
Register for instant alerts (SMS and E-mail) that inform you of any activity regarding your bank account
Check your bank statements and online banking transaction history regularly so you can identify any issues or irregularities

BEWARE OF SIM-SWAP FRAUD





BEWARE OF SIM-SWAP FRAUD

SIM-Swap involves a fraudster issuing a duplicate SIM card which is registered under your name. With a SIM card that shares the same number, the fraudster can stalk and save your bank related information via Mobile Banking transactions.




HERE ARE A FEW TIPS TO PREVENT A SIM-SWAP:
Enquire with your mobile operator if you have no network connectivity and are not receiving any calls or SMS’ for unusually long periods
Contact your Service Provider immediately as soon as you receive an indication of a probable SIM-Swap
Do not switch off your cell phone in the event you receive numerous unknown calls. It could be a ploy to get you to turn off your phone and prevent you from noticing a tampered network connection
Register for instant alerts (SMS and E-mail) that inform you of any activity regarding your bank account
Check your bank statements and online banking transaction history regularly so you can identify any issues or irregularities

SIMPLE TRICKS THAT WILL MAKE YOUR DAILY COMPUTER and INTERNET ROUTINE EASIER





1. Just type in the name of the website in the address bar on a browser and press Ctrl+Enter to add the 'www.' and '.com', prefix and suffix automatically.

2. Press the Windows Key+F to quickly open the search bar to search for files or folders.

3. Press the Windows key,  and U twice in quick succession to shut down the computer.

4. Use Ctrl+K to add a hyperlink to a bit of selected text.

5. You can undo an Undo by pressing Ctrl+Y. Simple

6. Squeeze down the Alt key and press Esc to toggle between windows and applications in the order that they were opened.

7. Press Alt+Space Bar to quickly open the menu tab for any active window.

8. Use Shift+Delete to permanently delete a file instead of sending it to the Recycle Bin first.

9. You can lock your computer directly by using the Windows Key+L short cut.

10. Hold Shift while inserting a USB device or CD to bypass the autorun. 

11. You don't have to copy the whole screen in a screen shot any more.

Use the Alt+Print Screen short key to take a screenshot of the current active window

12. While Alt+Tab will let you toggle between windows, usingCtrl+Tab lets you navigate open tabs within a browser quickly.

13. Click on a tab with the middle button on your mouse to close it directly.

14. Instead of using Ctrl+Alt+Delete, use Ctrl+Shift+Esc to directly open the Task Manager.

15.  While Alt+F4 will close an open window, Ctrl+F4 will close an open tab.

16. Ctrl+P will directly open up your print options tab.

17. Press Ctrl+D to directly bookmark an open page on your browser.

18. Pressing F7 on a PC or Mac does a quick spell check.

19. The command for creating something new is Ctrl+N

So, if it's a browser, the command will open a new window, and for word, image editing or any other process likewise, the command will open a new page.

20. Windows Key+Space Bar will change the input language, and change the keyboard layout.

21. Press down the Windows Key and a number to open the corresponding application pinned to the taskbar.

22. Use the Windows Key+R command to open the "run" command from where you can access any application or program by typing its name and hitting Enter.

23. Pressing down Ctrl and then either pressing the Homebutton or the End button will take you to the top and the bottom of a page, respectively.

24. You can select multiple items (including tabs on your browser) by just holding down the Ctrl button and selecting the group of items you would like selected together.

Source: kumah.org  and bendaggers.com